It had all started early that morning when absenteeism had reared its unlovely head among the ranks of his shirt buttons, thereby making him miss his bus. But Marc, long since hardened to life's minor misfortunes, had waited for a replacement, kissed Julie goodbye at the completion of repairs, and gone in search of a taxi with a certain amount of equanimity. And he had even managed not to be too dismayed when, after going to some lengths to snare a cab, the perverse vehicle had had a flat only two blocks from the apartment. It was not until, upon stepping out of the cab to inquire about the delay, he had looked up to see a truck, out of control, heading directly for him ... it was not until then that he finally came to the bitter realization that the routine of the morning had been irrevocably shattered.

After picking himself stiffly out of a nearby hedge, into which he had hastily retreated for safety, and making sure that no one was injured, Marc had signed an injury waiver, shaken the dust from his soiled dignity and gone quietly in search of other transportation. Even then, all things being equal, the morning might still have resolved itself into a fair semblance of normalcy. Only all things were just about as equal as a private and a general on payday. If Marc had only known it, further disaster, just three blocks distant, was already rushing toward him in the person of a bundle-laden, middle-aged woman, hurriedly returning home from an early-morning expedition to the neighborhood market.

The woman had walked sightlessly into Marc just as be stepped from the curb. Ordinarily, such an incident would have meant only a hasty exchange of insincerities. It would have, that is, if it hadn't happened on the very brink of a workman's ditch where some new and very iron pipe was being laid. Catapulted head-first into the trench, Marc would certainly have died of assorted abrasions and fractures if a beefy workman hadn't been standing in precisely the right spot to cushion his fall.

He had signed two waivers that time.

After that, it had only been the negligible journey of five blocks to the incident of the falling safe. It would seem that the fates, gotten up on the murderous side of the bed, were going a bit out of their way to give Marc an untimely nudge into the hereafter.

Now, after quaveringly signing papers for the Regent people, he hurried away from the building and started down the sidewalk. With a rather harassed expression replacing the one of prim fright, he moved toward the corner bus stop. After all, he thought, even if it was only a few more blocks to the office, he would probably do better to play it safe and put himself in the mechanized hands of the city bus company. They'd always taken good care of him before. Besides, his knees were feeling a trifle unhinged.

A small group had already assembled at the corner to await the arrival of the bus, and Marc drew close to it. He wanted to dispel the uneasy feeling that he alone had been singled out and set apart for disaster. He wanted the feeling of safety that is always inherent in any human gathering, no matter how small. It was unfortunate that this gregarious impulse only led to the brutal trampling of a delicate foot, the property of the most attractive lady in the assemblage.

"Ouch!" yelled Marc's diminutive victim. "You crazy ox!" She glanced significantly at Marc's feet. "Why don'tcha look where you're puttin' them big hooves? You could cripple a girl fer life!"

"Sorry," Marc murmured embarrassedly. "Terribly sorry."

"I should think so!" The girl turned away, still mumbling fretfully.

Edging back, Marc continued to stare at the girl. She reminded him of someone. But who was it? The angry flash of her green eyes, the flaming red of her hair, even the arrogant, curving lines of her supple young body were strongly reminiscent of someone he had once known. His wife? He immediately vetoed the idea. Julie was a stately blonde, and her eyes were blue.

Who then? Someone he'd dreamed? Marc's heart suddenly did a quick backflip. Why Toffee, of course. Toffee!

Marc glanced nervously at the people about him. For a moment he was almost afraid that he'd called out aloud. But apparently he hadn't, for no one was looking at him. Wasn't it odd, he thought, how Toffee faded from his memory almost the moment she was out of sight. Maybe it was because her existence sprang from so strange a source ... from the depths of his own subconscious mind. Maybe it was because she was really a part of him that he thought of her so seldom; it would be almost like keeping constantly in mind one's liver or kidneys. His smile was almost wistful as his memory returned to that hectic morning when he'd seen Toffee for the first time ... outside his dreams. Titian-haired mistress of his subconscious, it had been quite a shock when she had decided to materialize from his dreams, assume physical proportions and step full-blown, as it were, right into the center of his waking hours. Her penchant for building the quietest situation into an affair of raging insanity had made itself distressingly apparent right from the start. And yet, Marc had to admit it, she also possessed a rather endearing aptitude for clearing up the snarls in his life ... even if her methods were somewhat devious at times. Yes, Toffee was sweet in her way ... sweet, like a sugar-coated time bomb. Almost affectionately, Marc wondered what she was doing in his subconscious this morning. Probably seething with anger that he hadn't admitted her to his dreams last night so that she might have a hand in the morning's mishaps. Falling into ditches, being nearly crushed under safes or run down by trucks would be her notion of a real frolic; such was her disposition toward peril and threats of sudden death. Small matters in her gladsome existence. Marc's smile broadened, then vanished as he saw the bus approaching the corner.

Waiting his turn, he absently watched the well-turned ankle of the outraged redhead as its owner moved smartly up the steps, into the bus. That hazard out of the way, he reached for the gleaming handrail and drew himself up to the first step, a little surprised to find that he was still a bit shaky from the morning's excitement. Inside the bus, he steadied himself and reached quickly into his pocket and drew out a handful of change. He searched hastily for the correct fare, found it, and held it out toward the shining collection box. It was just as his hand drew even with the box that the red sedan suddenly came careening across the intersection and beaded directly for the bus. It came head-on, for all the world as though its prime purpose in the scheme of things was to demolish the big vehicle. There was a rending, crashing sound, and suddenly all the air was filled with splintering glass and noise. The sound of Marc's fare falling to the floor was lost in the din of the crash.